If you're in danger of falling behind on your mortgage, or if you're already delinquent, it's important to know what's ahead and what your choices are. Usually, the faster you move, the more choices you'll have about your financial future. To avoid a forced foreclosure sale, you have multiple options to consider. Some of these can allow you to keep your home and your credit rating intact, while others may involve the sale of your home to preserve your credit. To the left are some of the options you can consider: