Q: My credit is bad. Am I wasting my time?
A: No. Almost everyone who has fallen behind on house payments have had some credit problems in the past. We help people regardless of credit.

Q: Why did my mortgage company send me my payment back?
A: After your mortgage company accelerates your loan, they no longer accept a payment less than the full amount due. They are likely to send it back to you, asking for the whole amount. The reason for this has its origin in case law.

Q: What do I do if someone stops by the house?
A: It is possible that investors or bank representatives will come by and look at your house. This is their way of evaluating the condition of the collateral on your mortgage. The bank may be checking that it is not vacant.

Q: How much time do I have?
A: Of course check all state laws pertaining to your situation but know that Time is ABSOLUTELY of the essence. Stopping your foreclosure in many ways has to do with you taking action NOW. There are certain required timelines, whether it be getting a loan, loss mitigation or even selling your home if that is your wish. They all require time. Yes, it is true that we have saved homes just two days prior to a sale date. But do you really want to count on small miracles? I didn’t think so. If you’re worried about having enough time to stop the foreclosure, then that is your answer. Call RIGHT NOW, not later.

Q: Can CleanSlate help with my other bills?
A: Not directly. We specialize with one thing, resolving your mortgage problem.

Q: Can I get help immediately?
A. Yes. You may apply for assistance right now. Call us or fill out our contact form.

Q: What type of loans do you help with?
A: All loans except for commercial loans for businesses.